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HomeMy WebLinkAboutFY 2013 Annual Investment ReportCITY OF ETILESS ANYLAL I\TVESTMENT REPORT FISCAL YEAR E\TDING SEPTEMBER 30, 2013 201 N. Ector Drive Euless, TX 76039 www. eulesstx. gov INVESTMENT COMMITTEE MEETING 01/07/14 *Annual Review, FY13 Introduction Investment Strategy Compliance I. Portfolio Summary 11. Performance Summary 111. Interest Income Summary IV. Collateral Review V. Broker Selection Process VI. Summary *Appendices Appendix A - Changes in Portfolio Values by Asset Appendix B - Investment Portfolio by Type of Asset Appendix C - Investment Portfolio by Fund Appendix D - Investment Purchases Appendix E - Investment Maturities Appendix F - Investment Maturities by Fund at September 30, 2013 *Economic News *Investment Policy *General Discussion and Questions INTRODUCTION This report is written and submitted in accordance with Chapter 2256 of the Texas Government Code entitled the "Public Funds Investment Act," which states that "at least once each year, the investment officer of a state agency or political subdivision shall prepare a written report concerning the agency's or subdivision's local funds investment transactions for the preceding year and describing in detail the investment position of the agency or subdivision as of the date of the report. The City's investment policy designates the Investment Officers as the responsible managers for the City's investment program. The daily investment procedures are monitored by the City's Finance department and reviewed by the investment officers. This report has been signed by each investment officer as required by the Public Funds Investment Act and the City's investment policy. In compliance with the City's investment policy, the Finance department fulfills four main objectives: compliance, safety, liquidity, and yield, in that order. Compliance is maintained through regular reporting to City management on a monthly, quarterly and annual basis. Safety is insured by 1) investing only in securities allowed by Chapter 2256 of the Texas Government Code entitled the "Public Funds Investment Act"; 2) using delivery vs. payment for all purchases; 3) protecting all non- government securities (cash and bank certificates of deposit) with collateral in the form of government securities which are pledged to the City of Euless and safekept by the Federal Reserve Bank; and 4) diversifying investment purchases into different security markets to minimize individual market risk. Liquidity is met by matching investment terms to future operating cash needs such as payroll, accounts payable, debt service, and capital improvement disbursements. The City also utilizes money market funds and local government investment pools to provide daily liquidity needs. The yield or rate of return which the City receives is measured against the 90 -day treasury bill yield as set by the investment policy. The information contained in this report will quantitatively and graphically demonstrate the achievement of these City objectives for Fiscal Year 2012-13. 2 Investment Strategy Compliance The strategy for all pooled funds is to assure that cash flows are matched with projected needs and assume adequate liquidity and safety. This may be accomplished by purchasing high quality securities in a laddered structure or utilizing an investment pool (See Appendix E). Furthermore the following purposes are also considered when investing. -Operating Funds will be structured in such a way as to minimize volatility during economic cycles. This may be accomplished by purchasing high quality short-term securities. The weighted average maturity on these funds will remain within the 6 to 9 month range. These funds include: 101 General Fund 201 Hotel -Motel Tax Fund 202 Juvenile Case Fund 210 1/2 Cent Sales Tax -Operations 220 Crime Control & Prevention District 221 Police Seized Asset Fund 230 Police Drug - DEA Awards 231 Police Drug - State Awards 240 Car Rental Tax Fund 245 Glade Parks PID 250 Glade Parks TIRZ 260 Cable PEG Fund 501 Water & Wastewater Fund 510 Drainage Utility 520 Recreation Classes Fund 521 Arbor Daze Fund 530 Softball World -Operations 540 Golf Course Operations 550 Athletic Complex Operations 601 Equipment Replacement Fund 610 Health Insurance Fund 615 Risk Management Fund -Funds for Capital Improvement Projects (CIP) and Special Purposes may purchase securities which allow for flexibility and unanticipated project outlays by having a portion of their investments in highly liquid securities (See Appendix E). The stated final maturity dates of securities held should not exceed the estimated project completion date. These funds include: 301 Developer's Escrow Fund 305 Streets CIP 310 1/2 Cent Sales Tax-CIP 320 General Capital Projects Fund 321 Redevelopment CIP Fund 325 Police Facility Construction Fund 330 Car Rental CIP -Debt Service Funds should assure adequate payment date. These funds include: 401 Debt Service/General Obligation 402 Star Center Debt Service 403 Glade Parks Debt Service 410 1/2 Cent Sales Tax -Debt Service 502 Water & Wastewater-CIP 505 Water Impact Fees Fund 508 Wastewater Impact Fees Fund 511 Drainage CIP 552 Athletic Complex CIP-Phase II 720 Glade Parks Escrow liquidity to cover the debt service obligation on the required 506 Water/Wastewater Debt Service 531 Softball World Debt Service 541 Golf Course Debt Service -Emergency, Contingency, Operating and Debt Service Reserve funds will have the ability to generate a dependable revenue stream to the appropriate fund from securities with a low degree of volatility. Such securities will tend to hold their value during economic cycles. The stated final maturity dates of securities held should not exceed five years (see Appendix E). These funds include: 102 General Fund -Emergency 103 General Fund -Contingency 211 1/2 Cent Sales Tax -Bond Reserve 240 Car Rental Tax Fund (2,000,000 Reserve) 503 Water & Wastewater Bond Reserve 507 Water & Wastewater -Emergency Fund 509 Rate Stabilization Reserve 532 TSSC Reserve 542 TSGC Reserve 705 Star Center Bond Reserve Based on the above strategies, the investment portfolio reported herein is in compliance with the city's adopted investment policy. Janina Jewell Director of Finance Jackie Theriot Assistant Director of Finance 3 s I. PORTFOLIO SUMMARY The City's investment portfolio at the end of the fiscal year, September 30, 2013, is summarized by instrument as shown below. Distribution by Instrument Weighted of Average Avg. Yield Instrument $ Cost Portfolio Yield Prior Qtr Agencies 39,003,600 60.95% 0.17% 0.19% Investment Pools 24,992,980 39.05% 0.02% 0.02% 63,996,580 100.00% The Distribution by Instrument table shows that the majority of City funds, approximately 61% are invested in government agencies, while the remaining 39% is invested in local government investment pools. As of the date of this report, the weighted average yield on the portfolio was .19%. When compared to prior quarter levels, the yield on the portfolio has remained relatively stable. The portfolio composition below demonstrates the diversity within the portfolio. FHLB 33% FAMCA FNMA 2% 2% Portfolio Composition as of September 30, 2013 FHLMC 11% FFCB 13% Texpool 20% Texstar 19% 4 I. PORTFOLIO SUMMARY (CONTINUED) The City's investment portfolio at the end of the fiscal year, September 30, 2013, is summarized by maturity as shown below. Distribution by Maturity # of months $ Cost Overnight $24,992,980 < 1 mo $ 2,500,000 up to 6 mos $ 6,275,175 6 to 9 mos $ 2,999,920 9 to 12 mos $ 6,999,575 12 to 18 mos $10,324,473 18 to 24 mos $ 9,004,457 > 24 mos $ 900,000 $63,996,580 of Portfolio 39.1% 3.9% 9.8% 4.7% 10.9% 16.1% 14.1% 1.4% 100.0% The Distribution by Maturity table reflects the degree of liquidity in the City's portfolio. Currently, access to 39% of the portfolio is available within 24 hours, with an additional 14% available within 6 months. This liquidity strategy was followed to meet cash flow requirements for construction projects, payroll, debt service, and other operating expenses. An additional 16% of the portfolio matures within one year. Currently, the City has 16% of the portfolio invested between 12 - 18 months, 14% of the portfolio invested between 18 - 24 months, and an additional 1 % beyond 24 months to take advantage of yields in this area of the curve. The weighted average maturity on the portfolio is currently 237.07 days. > 24 mos 18 to 24 mos 12 to 18 mos 9 to 12 mos 6 to 9 mos up to 6 mos < 1 mo Overnight Investment Maturity Distribution as of September 30, 2013 $0.0 $5.0 $10.0 $15.0 $20.0 $25.0 $30.0 5 I. PORTFOLIO SUMMARY (CONTINUED) The City's investment portfolio at the end of the fiscal year, September 30, 2013, is summarized by institution as shown below. Institution Cantor Fitzgerald Coastal Securities Duncan Williams First Southwest Mutual Securities Samco Capital Vining Sparks Texpool TexStar B of TX Distribution by Institution $ Cost 3,009,627 9,999,301 1,321,586 8,498,326 7,497,950 5,001,810 2,775,000 12,775,658 12,205,780 911,542 % of Portfolio 4.7% 15.6% 2.1% 13.3% 11.7% 7.8% 4.3% 20.0% 19.1% 1.4% $ 63,996,580 100.0% The City strives to not only diversify the portfolio by the type of instruments that are purchased, but also by the institution in which they are purchased from. The City uses the following guidelines: -No more than 10% in repurchase agreements, -No more than 33% in investment pools with any single institution, -No more than 33% in money market mutual funds, and -No more than 33% by individual brokerage firms. The chart below demonstrates the City's compliance with the above guidelines. B of TX Investments by Institution as of September 30, 2013 $0.9 Texstar $12.2 Texpool $12.8 Vining $2.8 Samco $5.0 Mutual ` FSW Duncan $1.3 Coastal $10.0 Cantor $3.0 $7.5 $8.5 $0.0 $4.0 $8.0 $12.0 $16.0 $20.0 6 City of Euless Pooled Portfolio Summary for Quarter Ending September 30, 2013 Cost Book Market Principal Only Value Value Investments at June 30, 2013 $63,612,610.94 $63,587,816.63 $63,571,746.74 Investment Purchases/Dividends 20,401,287.69 Investment Maturities (20,017,318.95) Investments at September 30, 2013 $63,996,579.68 $63,993,349.98 $64,001,010.70 Janina Jewell Director of Finance Jackie Theriot Assistant Director of Finance Summary of Investments by Fund The following is a summary of cash and investments held by each fund at June 30, 2013 and September 30, 2013. The changes include all investment purchases, maturities, revenues, expenses, and transfers that occurred during the fourth quarter of FY2013. 101 General Fund 102 General Fund Emergency 103 General Fund Contingency 201 Hotel -Motel Tax Fund 202 Juvenile Case Fund 210 1/2 Cent Operations Fund 211 1/2 Cent Debt Reserve 220 CCPD 221 Police Seized Asset Fund 230 Police Drug DEA Awards 231 Police Drug State Awards 240 Car Rental Tax Fund 245 Glade Parks PID 250 Glade Parks TIRZ #3 260 Cable PEG Fund 301 Developer's Escrow Fund 305 Streets CIP 310 1/2 Cent Sales Tax CIP 320 General CIP Fund 321 Redevelopment CIP Fund 325 Police Facility CIP 330 Car Rental CIP Fund 401 Debt Service/General 402 Star Center Debt Service 501 Water & Wastewater Fund 502 Water & Wastewater-CIP 503 Water & Wastewater Bond Rese 504 Service Center Fund 505 Water Impact Fees 506 Water & Wastewater -Debt Servi 507 Water & Wastewater-Emergenc' 508 Wastewater Impact Fees 509 W/WW Rate Stabilization 510 Drainage Utility 511 Drainage CIP 512 Drainage Reserve 520 Recreation Classes Fund 521 Arbor Daze Fund 530 Softball World Operations 531 TSSC Debt 532 TSSC Debt Reserve 540 TSGC Operations 541 TSGC Debt 542 TSGC Debt Reserve 550 Parks @ Texas Star 552 Parks @ Texas Star CIP 601 Equipment Replacement 610 Health Insurance Fund 615 Risk Management Fund 705 Star Center Escrow 720 Glade Park Phase II Escrow TOTAL Cash & Investment Cash & Investment at Market Value at Market Value 6/30/2013 11, 359,132.87 499,080.00 500,355.00 158,632.01 128,160.51 1,530,591.48 919, 856.43 267,732.69 3,223.92 118,679.57 6,976,418.34 229, 310.84 224,865.04 1,432,146.90 2,002,401.39 1,081,509.40 578,476.73 205,372.13 77,517.31 3,103,739.25 1,539,290.66 562,077.58 5,194,843.76 3,799,802.23 305,035.51 (32,440.80) 1, 786, 362.49 271,123.46 500,000.00 528,215.08 2,198, 341.63 245,708.32 1,265,587.06 436,980.22 33,527.70 (183,117.55) (36,787.94) 839,734.93 246,991.65 (174,154.35) 1,753,885.86 287,295.86 752,773.15 2,516,908.12 3,250,390.02 1,680,241.31 1,420,820.14 283,710.28 62,670,348.19 Increase/ Decrease 9/30/2013 In Fund 8 9,480,176.30 499,150.85 500,041.00 169, 787.97 136,134.08 1, 572, 788.23 914,734.20 309,245.45 2,432,585.88 14,570.53 106, 593.74 9, 877, 848.17 56,060.20 0.00 258,467.13 1,447,287.20 1, 881, 345.96 1, 044, 311.82 633,130.81 205,396.03 77,525.79 1,270,046.59 651,621.70 152,487.64 5,724,233.88 4,673,119.25 305, 071.78 -32,010.53 1, 597, 730.82 9,099.14 500, 000.00 480,529.90 2,152, 505.55 273,525.63 1,248,087.19 0.00 363, 730.17 33, 530.19 (247,172.25) 8,008.70 883,467.90 5,518.66 54,066.14 1, 796, 703.77 288,716.77 752,856.33 2,704,793.90 2,857,767.15 1,847,735.80 1,420,710.01 283, 741.41 (1,878,956.57) Operating expenses 70.85 (314.00) 11,155.96 7,973.57 42,196.75 Operating expenses (5,122.23) 41,512.76 Operating Revenues 2,432,585.88 Seized funds 11, 346.61 (12,085.83) 2,901,429.83 Operating Revenues (173,250.64) Transfer to Debt 33,602.09 Cable Franchise PEG Fees 15,140.30 (121,055.43) Capital outlay (37,197.58) Capital outlay 54,654.08 23.90 8.48 (1,833,692.66) Capital outlay (887,668.96) Debt service payments (409,589.94) Debt service payments 529,390.12 Operating revenue 873,317.02 Capital outlay 36.27 430.27 (188,631.67) TRA water payment (262,024.32) Debt service payments (47,685.18) TRA wastewater payment (45,836.08) Transfer to W/WW operations 27,817.31 Operating revenue (17,499.87) (73,250.05) Operating expenses 2.49 (64,054.70) Operating expenses 44,796.64 Transfer from operating 43,732.97 Gas royalty payments (241,472.99) Operating expenses 228,220.49 42, 817.91 1,420.91 83.18 187,885.78 Transfer from other funds (392,622.87) Insurance claims 167,494.49 Transfer from other funds (110.13) 31.13 63,677,404.53 1,007,056.34 II. PERFORMANCE SUMMARY Cash and Investments Balances -Full utilization of funds and minimization of idle cash is necessary to pursue additional interest income revenues for the City. The average percent of invested funds is 100% for FY13. The monthly data below shows the continued utilization of City funds through investments. Consolidated Invested Percentage Cash Balance Invested October -11 $265,985 $59,418,980 100% November -11 694,788 60,880,529 99% December -11 629,083 67,925,028 99% January -12 338,039 71,715,207 100% February -12 (509,448) 72,727,026 101% March -12 338,093 62,841,299 100% April -12 1,092,608 62,815,926 98% May -12 524,952 64,044,594 99% June -12 79,152 64,557,278 100% July -12 909,414 63,948,675 99% August -12 (540,941) 64,415,816 101% September -12 (12,726) 63,958,495 100% Average 317,417 64,937,404 100% Consolidated Cash October -12 ($1,045,701) November -12 (238,976) December -12 2,004,279 January -13 1,222,208 February -13 (791,791) March -13 159,410 April -13 423,498 May -13 230,971 June -13 338,998 July -13 440,639 August -13 461,983 September -13 371,050 Average 298,047 Invested Percentage Balance Invested $64,157,930 102% 64,921,362 100% 68,001,451 97% 71,764,660 98% 73,911,243 101% 63,124,139 100% 63,026,697 99% 62,562,590 100% 63,623,480 100% 63,083,427 99% 64,667,172 99% 64,003,860 99% 65,570,668 100% This graph shows how a greater portion of the City's funds continue to be invested, always in pursuit of 100%. Percent Invested 105.00% 100.00% 95.00% 90.00% 85.00% { 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Fiscal Year 9 Cash management performance - effectiveness of the cash management program has been measured utilizing actual figures for FY13 as shown below: Average City's Number Estimated 90 day Invested Days in Interest Month T-bill Yield Balance Month Earnings October -12 0.11% $64,157,930 31 $5,994 November -12 0.08% $64,921,362 30 $4,269 December -12 0.05% $68,001,451 31 $2,888 January -13 0.07% $71,764,660 31 $4,267 February -13 0.11% $73,911,243 28 $6,237 March -13 0.07% $63,124,139 31 $3,753 April -13 0.05% $63,026,697 30 $2,590 May -13 0.04% $62,562,590 31 $2,125 June -13 0.04% $63,623,480 30 $2,092 July -13 0.04% $63,083,427 31 $2,143 August -13 0.03% $64,667,172 31 $1,648 September -13 0.02% $64,003,860 30 $1,052 Average 0.06% $65,570,668 $3,255 Estimated earnings at benchmark yields: $39,057 Actual FY13 interest income (un -audited) $146,562 Earnings over benchmark: $107,505 Key rate comparisons - an objective of the investment policy is for the City's average rate of return to consistently exceed that of the three month U.S. Treasury Bill, as stated before. Therefore, returns for both have been presented for comparative purposes below. Benchmark 90 -day City's Avg. Month T-bill yield Portfolio Yld Difference October -12 0.11% 0.34% 0.23% November -12 0.08% 0.33% 0.25% December -12 0.05% 0.29% 0.24% January -13 0.07% 0.27% 0.20% February -13 0.11% 0.27% 0.16% March -13 0.07% 0.27% 0.20% April -13 0.05% 0.27% 0.22% May -13 0.04% 0.26% 0.22% June -13 0.04% 0.28% 0.24% July -13 0.04% 0.27% 0.23% August -13 0.03% 0.27% 0.24% September -13 0.02% 0.26% 0.24% Average 0.06% 0.28% 0.22% During FY13, the Federal Reserve left rates unchanged. The Federal Open Market Committee has kept the target fed funds rate between 0.00% and 0.25% throughout the year and currently anticipates economic conditions are likely to warrant exceptionally low levels for the fed funds rate at least through mid -2015. The average yield on the City's portfolio has dropped slightly from month-to-month throughout the year. However, the City's portfolio continues to surpass the benchmark 90 -day T-bill rate by an average of 22 basis points for the year. 10 Interest Income Summary' III. INTEREST INCOME SUMMARY FY09 Audit FY10 Audit FY11 Audit FY12 Audit FY13 Un -audited FY13 Budgeted $1,117,296 $380,555 $235,087 $193,366 $146,562 $187,419 $1,200,000 $1,000,000 0) L $800,000 w $600,000 a) $400,000 $200,000 $0 FY09 Audit FY10 Audit FY11 Audit FY12 Audit FY13 Un -audited Interest income did not meet the budgeted level for fiscal year 2013. When compared to prior year, interest earnings have decreased. This decrease can be attributed to the reinvestment of proceeds from maturing securities into lower yield investments. 11 Interest Income By Fund For Fiscal Year Ending September 2013 # Fund FY 12 FY 12 Actual FY 13 FY 13 Actual Diff FY13 Budget Audited Budget (Unaudited) Bud. -Act. 101 General $80,000 $47,169 $60,000 $40,710 ($19,290) 201 Hotel/Motel 150 118 150 114 ($36) 202 Juvenile Case Fund 0 87 0 73 $73 210 Half Cent Sales Tax -Operations 1,500 1,089 1,500 1,128 ($372) 211 Half Cent Sales Tax -Reserve 500 6,298 2,000 9,001 $7,001 220 Crime Control Prevention District 350 148 150 178 $28 221 Police Seized Asset Funds 0 0 0 116 $116 230 Euless DEA Fund 500 24 500 6 ($494) 231 Police DEA State Awards 500 166 500 118 ($382) 240 Car Rental 35,000 28,376 35,000 18,030 ($16,970) 245 Glade Parks PID 0 61 0 0 $0 250 Glade Parks TIRZ 0 0 0 0 $0 260 Cable PEG Fund 0 0 0 0 $0 301 Developer's Escrow 1,000 1,784 1,000 2,331 $1,331 305 Streets CIP 4,203 9,147 6,000 3,637 ($2,363) 310 Half Cent Sales Tax - CIP 2,500 3,600 2,500 4,149 $1,649 320 G.O. CIP 6,000 6,427 6,000 2,139 ($3,861) 321 Redevelopment CIP Fund 500 319 819 251 ($568) 325 Police Facility CIP 0 119 150 91 ($59) 330 Car Rental CIP 350 1,165 350 8,621 $8,271 401 GO Debt Service 1,500 699 1,500 1,091 ($409) 402 Star Centre Debt 550 399 550 334 ($216) 501 Water and Wastewater 60,000 27,087 30,000 15,810 ($14,190) 502 Water and Wastewater CIP 5,600 8,289 5,600 9,229 $3,629 503 Water and Wastewater Reserve 0 442 0 298 $298 504 Service Center Fund 0 0 0 0 $0 505 Water Impact Fees 5,000 6,802 5,000 3,252 ($1,748) 508 Wastewater Impact Fees 1,000 653 1,000 518 ($482) 509 W/WW Rate Stabilization 0 7,686 5,000 5,043 $43 510 Drainage 500 391 500 153 ($347) 511 Drainage CIP 2,100 1,300 1,000 2,018 $1,018 520 Recreation Classes 500 447 500 389 ($111) 521 Arbor Daze 0 24 0 20 $20 530 Softball World 0 0 200 0 ($200) 531 Softball World Debt 0 0 0 0 $0 532 TSSC Reserve 0 721 0 753 $753 540 Golf Course 0 1 0 38 $38 541 Golf Course Debt 0 44 0 22 $22 542 Golf Course Reserve 5,000 5,867 5,000 1,614 ($3,386) 550 Parks At Texas Star 250 192 250 179 ($71) 552 Athletic Complex - CIP 1,000 813 500 705 $205 601 Equipment Replacement 3,000 12,827 3,000 5,535 $2,535 610 Health Insurance 10,000 11,373 10,000 7,383 ($2,617) 615 Risk Mgmt/Worker's Comp 1,200 1,212 1,200 1,485 $285 Total $230,253 $193,366 $187,419 $146,562 ($40,857) Note that interest earnings are being earned on all investable City funds and great efforts are pursued to meet budgeted levels. This report points out that the un -audited interest earnings for the end of the fiscal year did not meet budgeted expectations due to unprecedented market lows. Several funds were budgeted conservatively or not at all due to the volatility of revenues and expenditures. However, these funds are used for investment purposes when available. These funds include Capital Improvement Projects, DEA Funds, Grant Funds, and Debt Service Funds. 12 IV. COLLATERAL REVIEW The first and most important objective of investing public funds is safety. One way to insure the City's assets is to have them fully secured with "collateral." Acceptable collateral is defined in the City's investment policy, but generally consists of types of securities in which the City would invest. Bank balances are monitored daily to assure full coverage. The amount of collateral required by the depository bank varies with the expected level of deposits (typically correlates with large receipts such as property taxes, franchise taxes and investment maturities). City of Euless Collateral Analysis for Cash & C.D. Investments as of 09/30/13 Pledging Safekeeping Pledged Sec. Security Market Value Inv. Value Difference Institution Location Description Par Value (w/FDIC Ins.) (a7 Mat'v (P & I) Over/(Under) Frost Bank Federal Reserve $3,294,058 $3,741,109 $868,000 $2,873,109 Bank FHLMC Payroll $12,581 4/1/2018 $3,294,058 Operating $673,592 Insurance $181,827 Produced By: Director of Finance Reviewed by: Assistant Director of Finance This review is practiced on a regular basis assuring coverage. Another regular practice is reviewing each individual instrument purchased. This assures compliance with the investment policy and consideration of the underlying security. This separate but thorough practice has protected the City's portfolio against derivative products. 13 V. BROKER SELECTION PROCESS This section of the report is to provide a brief explanation of the process undertaken to select brokers with which the City invests. The broker/dealer list is reviewed annually, and additions/deletions are made as necessary. The city currently maintains a list of seven broker/dealers. The process is outlined below: 1. Brokers express an interest in doing business with the City's investment portfolio. 2. A questionnaire is sent to the broker which requests the necessary information for management to review including references, capital adequacy ratios, etc. 3. The Finance Department reviews all received questionnaires, summarizes the information and recommends the desired list of brokers with explanatory notes in conjunction with the first quarter investment report. 4. The list is presented to the investment committee annually for their approval. 5. All brokers are notified after the selection is complete. VI. SUMMARY The primary objectives of compliance, safety, liquidity and yield have been achieved for the reporting period as evidenced by this report. These objectives will continue to be pursued for the City of Euless as provided by the investment policy. This year proved to be another successful year for the investment program. The City of Euless, like all other local governments, is faced with the challenge of meeting benchmark levels triggered by the Fed's actions and meeting additional reporting requirements as stated by new legislation. Therefore, the City's investment program will continue to seek new techniques, instruments, etc. to enhance the return on the City's funds, as well as the return of all City funds. The investment committee will meet on January 14, 2014 to discuss the Annual Investment Report. Once the annual report is approved by the committee, it will be forwarded to the City Council. ,,,e‘4,t4LAAeza Janina Jewell Jackie Theriot Director of Finance Assistant Director of Finance 14 CERTIFICATION This report has been examined and approved by the Investment Officers of the City of Euless. Information presented in this report to the Investment Committee and City Council represents an accurate description of the City's investment activity for the fiscal year ending September 30, 2013. This report meets all requirements specified by the Public Funds Investment Act and the Policy of the City of Euless. Investment Officers 1;4f-e-otet.g.de-4,d, Janina Jewell Director of Finance 411 d Jackie Theriot Assistant Director of Finance 0/144A Diana L Ayala Accountant II 15 Members: Minutes - 11/14/13 Investment Committee Meeting Gary McKamie, City Manager Loretta Getchell, Deputy City Manager Janina Jewell, Director of Finance Mary Lib Saleh, Mayor Committee members present included, Mayor Saleh, Gary McKamie, Loretta Getchell, and Janina Jewell and non -committee member, Chris Barker. Janina Jewell presented the Quarterly Investment Report for the second and third quarters of FY2013 to the committee in accordance with Chapter 2256 of the PFIA. The committee reviewed the report. Janina reported that the City's investment portfolio was in compliance with the City's policy. At the end of March, 51% of the City's portfolio was invested in local government investment pools, providing the City with the liquidity needed to meet cash flows, with the additional 49% invested in government agencies. At the end of the quarter, the weighted average rate of return was 0.27% compared to 0.22% last quarter. The portfolio return increased during the reporting period due to an extension of the weighted average maturity but continued to out -perform the benchmark rate. Janina also reported that approximately 51 % of the portfolio was available overnight, with an additional 22% available within 6 months and another 12% available within one year. The remainder of the portfolio was invested out to a maximum maturity of 24 months, with the exception of the EDC bond reserve which is invested out to March 2016 at the direction of the investment committee. This strategy provides the City with the liquidity needed to meet cash flow requirements for operating expenses and allows for reinvestment opportunities should the market shift. The weighted average maturity at the end of March was 157.57 days. Janina also reported that the City not only diversifies by type of investment and maturity date, but also by institution. At the end of March, the City's portfolio was well within the stated guidelines, with no more than 33% invested within any one institution. At the end of March, the investment portfolio had decreased primarily as a result of the DFW Revenue Sharing Agreement payments. The market value of investments at the end of March was $63,114,918.35 compared to a book value of $63,101,077.74. The market value of cash and investments at the end of March was $62,259,994.70. The City was able to exceed the benchmark rate by an average of 19 basis points throughout the quarter. However, the report detailed the projected interest earnings for the year which are anticipated to fall short of budget due to declining interest rates. The City ended the quarter with total interest earnings of $51,744 and an average yield of 0.27%. A motion to approve the FY2013 Second Quarterly Report was made by Loretta Getchell and seconded by Mayor Saleh. The motion was approved. Janina then presented the third quarter report. At the end of June, 34% of the City's portfolio was invested in local government investment pools, providing the City with the liquidity needed to meet cash flows, with the additional 66% invested in government agencies. At the end of the quarter, the weighted average rate of return was 0.27% compared to 0.27% last quarter. The portfolio return continued to out -perform the benchmark rate. In fact, the City's average rate maintained its average as the benchmark average reduced. Janina also reported that approximately 34% of the portfolio was available overnight, with an additional 18% available within 6 months and another 13% available within one year. The remainder of the portfolio was invested out to a maximum maturity of 24 months, with the exception of the EDC bond reserve which is invested out to March 2016 at the direction of the investment committee. This strategy provides the City with the liquidity needed to meet cash flow requirements for operating expenses and allows for reinvestment opportunities should the market shift. The weighted average maturity at the end of June was 257.25 days. The committee discussed their concern about the WAM growing too large for a few extra yield points verses the risk of investing too far out in the market and not being able to react quickly if the market moves upward. An extension of time in investment maturity was made after last committee meeting but minutes did not reflect any committee suggested changes. Committee asked for a recalculation of WAM considering call dates. 16 The City was able to exceed the benchmark rate by an average of 22.7 basis points throughout the quarter. However, the report detailed the projected interest earnings for the year which are anticipated to fall short of budget due to declining interest rates. The City ended the quarter with total interest earnings of $80,008 and an average yield of 0.27%. A motion to approve the FY2013 Third Quarterly Report was made by Mayor Saleh and seconded by Loretta Getchell. The motion was approved. The minutes from the 4/11/13 meeting were presented for approval. Loretta Getchell motioned to approve the minutes, Mayor Saleh seconded. The minutes were approved. The committee discussed liked having the previous quarter report available during the meeting for comparative purposes. It was also discussed that having investment committee meetings the day of a City Council meeting at 3:30 pm may be convenient. Gary McKamie motioned to adjourn the committee meeting. Mayor Saleh seconded. Meeting was adjourned at 2:50pm. 17 APPENDIX A-1 City of Euless Change in Portfolio Values by Asset and Investment Fund For the Quarter Ending September 30, 2013 Inv. Type CUSIP Number Maturity/ CaII Date Pas- N. attic Market Value 09/30/2013 Market Value 06/30/2013 Change in Market Value Book Value 09/30/2013 Book Value 06/30/2013 Change in Book Value OPERATING FUNDS: FHLMC 3134G3LA6 02/27/2014 775,000 775,554 776,132 (577) 775,000 775,000 - FHLB 313378U25 10/18/2013 1,000,000 1,000,111 1,000,390 (279) 1,000,000 1,000,000 - FAMCA 31315PSE0 03/25/2014 1,000,000 1,000,432 1,000,330 102 1,000,350 1,000,350 - FFCB 3133ECBS2 06/26/2014 1,000,000 1,000,036 1,000,000 36 1,000,000 1,000,000 - FFCB 3133ECDY7 07/30/2014 1,000,000 999,600 998,340 1,260 999,600 999,600 - FHLB 313381Y66 02/13/2015 1,000,000 1,000,059 999,950 109 1,000,000 1,000,000 - FHLB 313382CG6 03/12/2015 1,000,000 1,000,473 999,390 1,083 1,000,000 1,000,000 - FHLB 313382JF1 09/15/2014 1,000,000 1,000,387 1,000,170 217 999,850 999,850 FHLB 313382LU5 09/25/2014 1,000,000 1,000,399 999,670 729 1,000,000 1,000,000 - FHLMC 3134G3NL0 02/24/2015 1,000,000 1,001,048 1,002,410 (1,362) 1,001,578 1,001,874 (296) FNMA 3135G0HN6 02/27/2015 1,000,000 1,001,535 1,003,300 (1,765) 1,001,913 1,002,271 (359) FHLB 313382ML4 10/08/2014 1,000,000 1,000,108 999,870 238 999,820 999,820 - FHLMC 3134G42K3 04/29/2015 1,000,000 1,000,172 985,000 15,172 1,000,000 1,000,000 - FFCB 3133ECNQ3 08/06/2014 1,000,000 1,000,016 998,250 1,766 1,000,000 1,000,000 - FHLB 313383B34 03/21/2014 1,000,000 999,794 1,000,250 (456) 1,000,000 1,000,000 FHLB 313383DN8 05/26/2015 1,000,000 999,365 997,970 1,395 1,000,000 1,000,000 - FFCB 3133ECKX1 04/09/2015 1,000,000 999,870 998,760 1,110 999,630 999,630 - FHLB 313383KP5 06/30/2014 1,000,000 1,000,154 999,620 534 1,000,000 1,000,000 - FHLB 313383NV9 06/26/2014 1,000,000 1,000,372 999,900 472 999,920 999,920 - Purchases FFCB 3133ECYQ1 09/03/2014 1,000,000 1,000,000 - 1,000,000 1,000,000 - 1,000,000 FFCB 3133ECJY1-1 03/26/2015 411,000 410,826 - 410,826 410,363 - 410,363 FHLB 313383YC9 09/24/2014 1,000,000 999,870 - 999,870 1,000,125 - 1,000,125 FHLB 313383U25 02/02/2015 1,000,000 1,000,107 - 1,000,107 999,776 - 999,776 FHLB 313383TT8 07/29/2014 1,000,000 1,000,321 - 1,000,321 1,000,000 - 1,000,000 FHLMC 3134G4CE6 07/22/2015 500,000 500,161 - 500,161 500,000 - 500,000 FNMA 3136FM6V1 02/18/2015 400,000 409,369 - 409,369 409,396 - 409,396 Maturities FNMA 31398A2M3 09/30/2013 1,000,000 - 1,002,610 (1,002,610) - 1,001,406 (1,001,406) FHLB 313376UY9 08/05/2013 1,000,000 - 1,000,130 (1,000,130) - 1,000,000 (1,000,000) FNMA 31398A3A8 09/03/2013 1,000,000 - 1,001,760 (1,001,760) - 1,001,318 (1,001,318) FHLB 313378ED9 09/09/2013 1,000,000 - 1,000,280 (1,000,280) - 1,000,000 (1,000,000) FHLB 3133797L7 07/15/2013 1,000,000 - 999,990 (999,990) - 999,900 (999,900) FHLB 313379ZH5 07/05/2013 1,000,000 - 1,000,000 (1,000,000) - 1,000,000 (1,000,000) FHLB 313376WS0 08/15/2013 1,000,000 - 1,000,270 (1,000,270) - 1,000,566 (1,000,566) Par total does not Total Operating: include maturities $ 24,086,000 $ 24,100,140 $ 25,764,742 $ (1,664,602) $ 24,097,320 $ 25,781,506 $ (1,684,185) A-1 A-2 City of Euless Change in Portfolio Values by Asset and Investment Fund For the Quarter Ending September 30, 2013 Inv. Type CUSH' Number Maturity/ Call Date Par Value Market Value 09/30/2013 Market Value 06/30/2013 Change in Market Value Book Value 09/30/2013 Book Value 06/30/2013 Change in Book Value CIP FUNDS: FHLMC 3134G3JR2 01/09/2014 1,000,000 1,000,766 1,001,520 (755) 1,000,226 1,000,453 (226) FHLMC 3134G3NS5 03/21/2014 1,000,000 1,000,620 1,001,210 (590) 999,640 999,424 216 FHLB 313380X44 10/04/2013 1,000,000 1,000,005 1,000,320 (315) 1,000,000 1,000,000 - FHLB 313381U86 01/10/2014 500,000 499,940 499,975 (35) 499,815 499,815 FHLB 313381YP4 02/20/2015 1,000,000 1,000,435 999,020 1,415 999,193 999,042 151 FHLB 313382DK6 03/18/2015 1,000,000 1,000,460 998,570 1,890 999,900 999,900 - FFCB 3133ECJY1 03/26/2015 1,000,000 999,577 998,490 1,087 999,801 999,801 - FFCB 3133EANJ3 05/01/2015 1,000,000 1,003,021 1,002,430 591 1,003,821 1,004,425 (603) FFCB 3133ECR71 06/04/2015 1,000,000 999,190 998,960 230 1,000,000 1,000,000 - FHLB 3133835W7 06/05/2015 1,000,000 999,392 998,050 1,342 1,000,000 1,000,000 - FHLMC 3134G3H78 12/05/2014 500,000 500,709 500,585 124 500,653 500,653 - FHLB 313383HD6 06/24/2015 1,000,000 1,000,977 1,000,470 507 1,000,000 1,000,000 - Purchases None Maturities FHLB 313380LS4 08/28/2013 1,000,000 - 1,000,190 (1,000,190) - 1,000,000 (1,000,000) Par total does not Total CIP: include maturities $ 11,000,000 $ 11,005,091 $ 11,999,790 $ (994,699) $ 11,003,050 $ 12,003,512 $ (1,000,462) RESERVE FUNDS: FHLMC 3134G3RK8 03/14/2016 900,000 903,200 904,221 (1,021) 900,000 900,000 - FHLB 313378YX3 10/15/2013 500,000 500,041 500,355 (314) 500,000 500,000 FHLB 313379FK0 11/15/2013 1,000,000 1,000,234 1,000,760 (527) 1,000,000 1,000,000 - FAMCA 31315PVZ9 04/24/2015 500,000 499,151 499,080 71 500,000 500,000 FHLB 313383DD0 06/19/2015 1,000,000 1,000,175 1,000,000 175 1,000,000 1,000,000 - Purchases None Maturities None Par total does not Total Reserve: include maturities $ 3,900,000 $ 3,902,799 $ 3,904,416 $ (1,617) $ 3,900,000 $ 3,900,000 $ - OVERNIGHT INVESTMENTS: Beginning Bal Ending Bal Texpool Balance 12,775,658 12,775,658 11,686,811 1,088,848 12,775,658 11,686,811 1,088,848 Purchases 9,079,120 - - Maturities 7,990,273 - - Texstar Balance - 10,;204,441 12,205,780 12,205,780 10,204,447 2.001.333 12.205,780 10,204,447 2,001,333 Purchases 6,001,333 - - Maturities 4,000,000 - - 13 ol'l Balance 11,542 11,542 11,542 0 11,542 11,542 0 Purchases 0 Maturities - Total Overnight: $ 24,992,980 $ 24,992,980 $ 21,902,799 $ 3,090,181 $ 24,992,980 $ 21,902,799 $ 3,090,181 Par total does not Total Portfolio include maturities $ 63,978,980 $ 64,001,011 $ 63,571,747 $ 429,264 $ 63,993,350 $ 63,587,817 $ 405,533 A-2 13. 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" § 63,571,746.74 63,847,179.01 63,577,799.24 63,612,610.94 Sq Discount Premium da � O d N U N U d m d E 0 0 0 0 0 0 o n o 0 0 0 0 0 0 0 0 M N N O O o O O O O v 0° ai o 0 0 0 o ai in o o O O O o �o 0 o c� in in o c� ro O 0 o 0 O o n ufOi 0 O a 0 o m m m cc w w w w O w 'o_ 'o 'o_ 'o � 'o > > > > > EEIRI LL n m O O O O 6 O N O O O O O O O O 0 0 0 0 0 M o 0 0 0 0 0 0 0 0 oo uoi 1,002,000.00 6,367,138.17 O 0 0 0 0 0 0 0 O 0 0 0 0 0 0 0 0 0 t0 N N nO y j � O 00 m°a 0 J LL 0 H H m i m m ;11 !EEm � m - o Z LL S N N N LL LL LL U m Z LL S LL LL LL a O O O LL n o o >o g ,!‘o O O Ew o 0 0 2 IA N NIU N a a_ O m U Z 00.0000 1,000,000.00 00.0000 1,000,000.00 00.0000 1,300,000.00 1,300,000.00 O 07/22/15 10/22/13 00.0000 1,500,000.00 1,500,000.00 O 07/29/14 01/29/14 rn M [h M M O O O N N O O O O O O O 3134G4CE6 6,359,138.17 6,359,138.17 m o 0 o U f 1 F F LL F 0 • OF TEXSTAR DIVIDENDS REINVESTED TEXPOOL DIVIDENDS REINVESTED B of TX DIVIDENDS REINVESTED 6,360,148.03 6,360,148.03 TOTAL INCLUDING DIVIDENDS: D-1 ▪ o 0 o o N o m m 7 0 0 Ln O I� W O O Oi O N O t0 n 0 0 0 V 0 rr) V a 0 `" 0 o v v m o o o o m rn O 0 0 o n o m m o g L;9', o o o o o0 o ro d poi 0) �i o m v v rn 0 of o 0 o o 0 o m ro v o m m r Discount Premium Fa' a v 6 oiii rii 5 O O O O O O O O C N o� m m m O O • ,°.?; th `v `v 'v o_ N O O O N O O O O O O O O O c o E 58.1 H m w m m r � oo U Z LL S N N N LL LL LL <0)0 Z LL S 111111 a O O O LL 1 OJ F o O 2E Si o>O U o c m°a a � a 3,000,000.00 2 0 0 0 0 o o o M 0 0 0 o v o o t0 n o �n v o m O 0 0 0 0 0 0 0 0 0 0 0 0 0 0 i+� o of ro of 99.9776 1,000,000.00 of m dlv m a_ d m E O U Z 2 00.0000 1,000,000.00 00.0000 1,500,000.00 1,500,000.00 v 1,000,000.00 1,000,000.00 U 2 0 O 0 O O 0 O O O O O O O 7,959,138.17 7,969,484.10 ii • n n n 1 Q '°. Q 2 d d d d Z N O LL H H H H LL H F v o m m m � v v o rn TEXSTAR DIVIDENDS REINVESTED v m o TEXPOOL DIVIDENDS REINVESTED B of TX DIVIDENDS REINVESTED 7,978,438.17 7,960,091.23 7,970,437.16 TOTAL INCLUDING DIVIDENDS: D-2 000 ) Discount Premium )) I \\ ! \] ! d \] • \ \ \) / } j 0 14;d4/ /!, ` ƒ7§! k\ 28 ))\ 0 a0F \)\ 111 SI 0j\ )) !2 d • dcioid000R 100.0000 1,000,000.00 1,000,000.00 z 100.0125 1,000,000.00 1,000,125.00 99.8450 411,000.00 Zal ! \� \\� .mg {333! i)FM_ 0, 0z 100.0000 1,500,000.00 1,500,000.00 100.0000 1,000,000.00 1,000,000.00 E S E ES 3133ECYQ1 6,070,409.58 6,069,897.53 0 TEXSTAR DIVIDENDS REINVESTED g. TEXPOOL DIVIDENDS REINVESTED 6 of TX DIVIDENDS REINVESTED 6,071,214.55 6,070,702.50 TOTAL INCLUDING DIVIDENDS: D-3 U � o 00.2 UJ N o LL '1I Discount Premium 0 x Y U ct c o E 500)2 Uo • E 00 50,02 0 0 • n o>O -8 c m°a ` JI U LL U E o 0 0 20 o cU 0nU 1,002,472.22 1,000,027.78 o 2. O m o o E. 0 0 O N O O E o m n o o E O N O O o coi 1,000,000.00 1,000,000.00 0 0 0 0 0 0 o m 1,000,000.00 1,000,000.00 m w o m w w m m > > > > > > > 0) n F- 6,905,678.50 6,900,200.73 O O O 0) N'v O N • O O O v O O O Yo O O O O O O O O O O O O O O O 23 2 O O O O O N O N ON O O_ O O O_ O Or N _ O N MO O Or O cSO O �fl N O OI r r r r t0 O 0 0 0 ri m O 0 o m o . 0 0 0 o rn O O N O O O O O N O o o r O O O O O o r 0 0 o N m o 0 0 0 0 0 0 0 E o 0 co o m m c+� o r co o 0 o m o 0 C o 0O 0 0 Oo 2',8oON8 O G O Nr O N O O O O O O O O O coo • m o coi o coo o m TT O 0 0 0 0 0 0 0 0 0 0 0 0 o f o 0 0 0 0 O 0 a • o f o 0 0 0 0 0 0 'v O U 2 2 ' o a L o n M O N N O 0 0 0 0 0 0 0 0 0 3133792H5 07/09/12 n m n n m rn n n H LL H 1 LL H } H H H Q E-1 w � o E m � Fw O 0 0 0 0 o 0 0 oO 0 N o 0 0 0 0 (o 0 0 (00 o 0 0 0 v o 0 0 0 o 0 0 0 R O 0 omo 00 0 ro o r o o (v o 0 0 ov o o o 0 � g o 0 1,002,300.00 1,000,000.00 w o Ill i i i i i Discount Premium d � 2,.")_8='5 Y N w U c o E 5083 E SUIn2 SS 3-8.g m°a O 0 0 N N N O O O ro M e 0 0 ti N O N O O N O O • N _ O O O O O O O O O o mN o 0 0 0 0 0 0 o_o • o_O 0 0 0 0 0 0 0 M V O N 0N O oN o M r r r r (O m o w o o of oo of (0 0 (o r m (n M N N N 00 0 0 0 ro0 0 0 0 0 0 0 o o m 0 0 (0 0 0 0 (o 0 0 0 0 �n 0 0 0 O O o m o [0 o a o o m in o O 0 0 0 0 0 0 0 o 0 0 0 0 0 0 o O o 0 c �I o 0 0 0 0 0 0 0 U gggggggg 0 0 0 0 0 0 =dj 0 o v o O 0 0 0 o 28 mO d DId y m 0 WWII 0 0 0 N O 0 0 E ? � 0 0 0 0 0 0 0 _ `��- d o 0 0 0 0 0 0 0 r m d d0 a 201= U LL U m U O §89 Ol O O Oo r 0) N. \ N O Z LL = LL LL LL N N El N a 5� 0 0 0 V3 a°a°a° m LL A O V,-,3} rn Elva a m ^ 3 Jo .(7 /7 C7U E M _ _ _ O w [� c� [� c U Z T. d � O O O O O O C U.�. 06U ,m d m 8 6 m 6 G m o d� d= d d= d d i o H LL H LL H H LL H H LL f 31: 313 E-2 U La o nU UJ N o LL 2 O O O O O OO O O O OO 0 0 0 0 0 0 0 0 0 0 w r N o • 0 0 0 0 0 0 o 0 0 0 O m o O o o v o o � o O O Or N g g E § O N O O O O 11 i i > Discount Premium O O O hic_ F a O � Ha tD r y O N N n°= 'o Kl U H 9 g d N ss O � � U c m°a m V 0 1,005,033.75 1,017,466.25 6,713,642.92 6,734,507.08 0) O O - 1- F in 0) 0) 'v a m N O O d O O O N O O O O O O O O O OO O OO OO OO O NO O Y O O iO O N N t0 1, O O O O O O O O O ' ' G O O 0 O O t0 N N U LL U • m < U m Z LL = LL LL LL o E -1d U f- E o a E ul �o m m d U U U O ZU Z Z O 0 0 0 0 o m O 0 0 0 0 o v 8g 0 0 0 0 0 n � o t7 (h C1 M [h [h C'l th O Oc A N M sol a o0 0 0 0 00 N � O f'41 O O of a' • LL W 222]a 0.>>).= a m m w _ _ _e U Z 0 > E o 0 0 20 m c 9.1',222 �- Z • ' x ' ' ) m Z O LL H LL H F- F H LL H 313378ED9 03/09/12 E-3 000G1DC0DmrMMrN0M0r0.OcOON��c01O�MN,ONOOCO0NOOOCO COON.N-0MO N001MN-001NM000100 . . . . 0 0 0 0 1O (O N 0 0 7 0 O N O 0 n 0 M Cl O O O M O 0 7 0 0 0 0 0 C0 O 4 O N 0 0 M 0 O 0 0 M 0 0 0 0 N NO000lO V I� 0or 00c0 00McOO V ORM . 00 O OOOOM Mr0 0000 fM�000 CO 0 0 0 0 f0 0 I� O 10 0 0 I� O O 0 D7 Ln r 0 O �-_ 01 N M O M n CO F 6)00001O rcOO CON rOm OO�NO OON c+) 00° rTOr MO �C0 C0O 01NO M MOO .- n 10 CDn O O R 0 N 0 M O 0 I N V N N O O O CO 1 O Cr O N 1- CO 0 CO CO 01 N O CO 00 .- M N CD V M.-0001 O co.- N O CO 0 0 a .-N N co n 0N001 n n a O O .-N 0 M N N N 10 � 0 o o O O O O O o o 2 co 0 O O co O 0 O O O 0 O O O O O O O O O O O O O 00 O 0 O O O O 00 O 0 1,000,000.00 1 N- o o co o 0 1D 10 0 0 0 0 0 00 0 O 0 O O o 0 O 1- 10 0 O 0 N O 10 0 10 CO 2 0 5 6 0 co V 2,00 co V 0 m 0 n0 O 0 0) CO O O CO 0- 0 W O 0 q.1 M 10 O O 0 U) m O 0 O O O � V O O V 0 O 0 d O cno 0 2 O 0 m O 00 00 O O ✓ O O O 6 0 10 G 1- LL n n 7 O O O 0- O O O v n ro 0 00 c W 0 m 6 O v 00 1,00 0 0 0 0 co O 0 0 0 0 0 0 0 co O O O Z 0 o O o 0 0 0 0 M O O O O .6 O 0 on o O 0 m 0 O O H O m 2, 0 O 0 1,000,000.00 0 0 0 0 0 0 N 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 O O O O O O 0 0 0 0000001-,00000000000000000000000000000000000000000000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 O N00.0NOnN0N0000101 0Np00004000000M10J00001000-co COoror 01000 CC 4 0 0 0 0 0 0 10 0 I- t 0 0 0 O M t 0 a O M M 0 0 0 0 0 0 0 0 0 V O 0 0 4 O O 6 M qc O - 0 0 0 0 0 0 coN NOON 01 0na0)0(0 N- 0 030 01nOCO0CDNO00OMO W ON X 6 6 r- 0 0 M 0 0 0 M 0 On n O 0 a 110 01 or c O 0 W 0 000 0 0- 0, IL n A- O O ' O 10 N 0 co r- 10 O 10 CO I,- N ~ r r A- • 0004 V W 0N0000)00000.- V 0 01 CO OnOn V 0000401-0 CO3- O M O 0 J A- 0 0 a 0 n O 0 A - M 0 N M 0 7 0 A - CO N 0 N 0 0 0 0 1� 0 n 0 0 V N 0 n 0 0 n A - O 0 0 CO 0 01 0 CO O n 0 0 . Q n o O 0 0 0 0 0 n n.-( O N 0 0 0 0 0 0 0 0 0 C0 0 0 0 0 0 0 0 0 0 0 0 W 0 O 0 01 0 N 0 0 0 I0- O O O N Oa0 co 400 c0 MNcOOO C00- 10 MMIC OO O� CO St.1010 MNNM�M��7 LL M M N 0 O O 0 03 0 CD ONO O c 0 M 0 14 10 O CO 0 0 0 CO 0 0 M 0 O r- 0 N CO 0 0 0 1- X C0 ON O0 0NN CO1 (0 0 V CON CO CON 0 x0-000 0 0 N NOD O r0 N 0 1 7 1- 0 CD 0 N or 0 0 N V 0 0 0 0 0 0 N CO 0 O,- 0 0 0 (0* N- N FIll .- 0 A- 0, CD N N 0 I. 7M 0 .- N.- .- .- 0.-M At V 7 N N M 04 0 .- 0 0 0 0 0 0 0 0 0 0 04 0 N CO At 10 CO 1. CO 0 0A- 04 0A- 0 04 0 04 0 NA- 0 0 0 0 00000A- A-0 01(001i. V 0 0 0 N N N M 0 0 0 0 0 0 0 0 0 0 0 N N 0 10 10 10 10 1 M M M 0 0 0 O A N N N N N N N N N N N M M M M M COM a a 7 10 10 10 t0 0 0 1D 10 0 0 1D 10 100. A- 1D lD lD c0 cD 0 0. 1. F-1 LL 0 O O O 0 O 0 0 3,499, 820.00 1, 000, 000.00